Economics 332 - Cooperatives

                                                           Course Administration

                                             Spring 2009 - TR 12:40-2, 1012 Coover

 

A.    STAFF

 

1.     Instructor:           Dr. Ron Deiter

Room 174 Heady Hall

Office Phone:  294-5436

E Mail: rdeiter@iastate.edu

Office Hours: MWF 1, TR 2

 

2.     Department Chair:     Dr. Arne Hallam

266 Heady Hall

294-5861

 

B.    READINGS

 

There is NO required textbook.  However, various recommended publications by the USDA Rural Business-Cooperative Service related to course topics are available on the internet (note CIRs = Cooperative Information Reports).  These readings can be accessed through the link on our class homepage or directly at http://www.rurdev.usda.gov/rbs/pub/newpub.htm.  Reading follow-along notes to be posted by unit on our home page is required.

 

C.    OVERVIEW

 

Cooperatives play a major role in agriculture.  Cooperatives, on behalf of farmers, are actively involved in marketing agricultural products, selling agricultural inputs, furnishing credit, and providing services such as electricity.  Yet, there are many misconceptions and misunderstandings about agricultural cooperatives, including which businesses are cooperatives, how are they organized and controlled, how are they taxed, and how are they financed.  This course will address these issues.

 

The course is designed for students who currently or in the future may have to evaluate a cooperative as a marketing alternative or as a place-of-work alternative.  It is designed for students who may find employment with a firm that competes with a cooperative.  Ag Business majors are able to use this course as a restricted free elective to meet area of emphasis requirements in agribusiness management, farm management, agricultural sales, and agricultural finance.  Outside speakers will be used to enrich the class and will include a local cooperative manager, a local cooperative board of director member, and a representative of a regional cooperative.

 

The traditional lecture method will be used to present key material.  In addition, a significant amount of time will be devoted to a variety of teaching methods that are intended to enrich the students' learning experience as well as reinforce or bring added relevance to topics being presented in class.  These methods include 1) outside speakers such as cooperative managers and board of director members, 2) videotapes dealing with actual cooperatives or cooperative issues, 3) in-class participatory exercises, and 4) role-playing, board of director assignments.  To learn and benefit from all of these methods of information delivery, class attendance will be necessary.

 

D.       SPECIFIC COURSE LEARNING OBJECTIVES

 

Specific desired learning ‘competencies’ by course topic are listed below in the tentative topic outline.

 

E.     GENERAL COURSE OBJECTIVES

 

1.     To provide students with an economic overview of cooperatives, with emphasis on agricultural cooperatives.

2.     To inform students of how people can and do use cooperatives.

3.     To help students understand and evaluate important cooperative issues especially legal, finance, and taxation.

4.     To provide students with the opportunity to meet cooperative business leaders.

5.       To acquaint students with how cooperatives are organized and operated.

 

F.     SPECIFIC CASE STUDY OBJECTIVES

 

1.                    Understand the different types of issues/decisions involving cooperative boards.

2.                    Learn and apply the scientific decision making process to solving problems.

3.                    Experience and learn how to work more effectively with others in a group or team setting.

4.                    Improve students’ critical thinking skills (including reasoning and analysis).

5.                    Improve students’ communication skills (including written, oral, and debate).

6.                   Apply and learn how to improve time management skills by completing a number of assignments by predetermined deadlines.

 

G.    GRADING

 

Each student's course grade will be determined (at his or her preference) according to one of two options:

 

Option A                                         Option B

       (percent of total grade)        (percent of total grade)

Item       

Hourly Exam #1%                                 25                                                30

Hourly Exam #2%                                 25                                                30

Term paper (or final exam)%              15                                                0

Board of Director Assignments %       25                                                30

A, CP, & Q %*                                        10                                                10

100                                             100

        *A = attendance, CP = class participation, Q = quizzes.

 

At the end of the course, letter grades will be assigned in the following manner:

 

                Each student's weighted percentage as a % of maximum possible pts (Option B)

Letter                                                             OR

Grade        Percent of the top student's weighted percentage (Option A)   

 

  A                                                        90

  A-                                                       87

  B+                                                      83

  B                                                        80

  B-                                                       77

 etc                                                       etc

 

H.    OTHER COURSE POLICIES OR PROCEDURES

 

1.     The 10% part of your grade for A, CP, and Q is based on:

        1) attendance at meetings of your board and for lectures,

        2) scores on any in-class quizzes or exercises,

        3) fellow board member evaluation comments and

        4) questions asked in class (of either instructor or class guests)

        5) contributions made to discussions in class.

 

        Without any reason to add or subtract points, each student will likely receive a ‘participation’ score of 87-90%.  Above-average scores will likely be in the 90-95% range; below-average scores will likely be 85% and below.

 

        There will be no excused absences except for a) other sanctioned University activities with advance written notification or b) family emergency or personal health reasons with written verification.  In all of these cases, the written communication must be from a third party.

 

2.     Doing a term paper and taking the final exam are both optional.  If a student chooses to do neither, his/her course grade will be determined according to grading option B.

 

3.     Make-up exams or assignments will not be given unless advance arrangements have been made with the instructor.  Exam #1 is tentatively scheduled for Thurs., Mar. 5, Exam #2 will be Thurs., Apr. 30 and the optional final exam is at 9:45 a.m. on Fri., May 8.

 

4.       If you cannot remain (seated and quiet) until a lecture is dismissed by the instructor, please make advance arrangements with the instructor.  Standing up, leaving the classroom, talking, talking on a cell phone (please turn off) etc. while the lecture is in progress is distracting to other students and the instructor and will not be tolerated.

 

5.       A class home page on the web will be set up for our class.  To find our homepage, from the ISU homepage, click in order on 1) Departments, 2) Academic Programs, 3) E and Economics, and 4) Spring 2009 classes.  Course information of likely interest to students will be periodically posted.  More information on this will be provided in lecture.

 

I.      TERM PAPER

 

Any topic for a term paper is suitable as long as it deals with a cooperative subject matter.  An outline of the term paper and identification of the topic is due Thur., Mar. 26.  The student should not change the topic of his/her term paper after the outline is turned in, unless the instructor consents.  The term paper should be between 10 and 20 double-spaced, typewritten pages and is due Tues., May 5.  Term paper grades will be computed on the following basis:

content-topic                  50%

organization                   20%

neatness-spelling           5%

documentation              5%

outline                             5%

originality                        5%

writing style                    5%

promptness                     5%

 

J.         TENTATIVE TOPIC OUTLINE, READINGS, AND EXPECTED STUDENT COMPETENCIES

                

Unit 1     The Cooperative Form of Business  (1/12 - 2/3)

 

Topics:         Alternative Business Organizations

Cooperative Terms and Principles

Cooperative Ownership and Control

The Economic Need for Cooperatives

Future Role of Cooperatives

 

Readings:     CIR #11, Ch. 1, What Are Cooperatives?

                       CIR #45, Sect. 14, How To Start A Cooperative

                      

Competencies:    1.           Identify and explain the unique aspects or distinguishing principles of the cooperative form of business versus the investor-owned corporation.

 

2.          Explain the differences between a dividend and a patronage refund.

 

3.          Explain who owns and controls a cooperative.

 

4.          Distinguish a federated cooperative from a centralized cooperative.

 

5.          Identify economic needs that might justify the establishment of a cooperative.

 

6.          Identify economic factors that are likely to be key factors in determining whether or not a newly formed cooperative will be a success.

 

7.          Explain the relevance of the Rochdale Pioneers to cooperative principles.

 

Unit 2     The Operation and Management of a Cooperative  (2/5 - 2/26)

 

Topics:         Cooperative Board of Directors

Cooperative Management

 

                         Readings:     CIR #11, Ch. 2, Members Make Cooperatives Work

                                               CIR #11, Ch. 3, The Cooperative Director

                                               CIR #11, Ch. 4, What the Cooperative Manager Does

                                               CIR #61, The Circle of Responsibilities for Co-op Boards

 

Competencies:                  1.       Distinguish among decisions typically made by members, the board of directors, and the manager in a cooperative.

 

2.       Identify qualifications for serving on a cooperative's board of directors.

 

3.       Identify and discuss the major issues regarding the election of cooperative boards of directors.

 

4.       Learn the process of making decisions as a member of a cooperative board of directors.

 

Unit 3     Cooperative Identification  (3/3 - 3/24)

 

Topics:         Regional and National Cooperatives

Marketing, Supply, and Service Cooperatives

Service Organizations

Cooperative numbers, market shares, mergers

 

Readings:     NCB Co-op 100 (www.co-op100.coop/)

                       Iowa Institute for Cooperatives (homepage & history link at www.iacoops.org/)

 

Competencies:                  1.       Identify the names and major activities of the largest U.S. agricultural cooperatives.

 

2.       Identify cooperative market shares in various agricultural markets.

 

3.       Explain the different types of agricultural cooperatives.

 

4.       Describe the major activities of the Iowa Institute of Cooperation and other cooperative service organizations.

 

Unit 4     Cooperative Finance  (3/26 - 4/7)

 

Topics:         Sources and Uses of Cooperative Funds

Equity Redemption

 

Readings:     CIR #55, Ch. 8, Sources of Equity

                       CIR #55, Ch. 10, Equity Management

 

Competencies:                  1.       Explain the different sources of cooperative capital.

 

2.       Explain the different uses of cooperative funds.

 

3.       Identify assets and liabilities that are unique to a cooperative's balance sheet.

 

4.       Explain what is meant by equity redemption.

 

5.       Identify reasons why cooperatives need to redeem equity.

 

6.       Compare and contrast alternative methods of equity redemption including the revolving fund method and the base capital method.

 

7.       Discuss legal restrictions on cooperative equity redemption in Iowa.

 

Unit 5     Cooperative Legal Issues  (4/9 - 4/16)

 

Topics:         Federal Legislation with Emphasis on Antitrust

State Legislation

 

Readings:     CIR #38, Managing Cooperative Antitrust Risk

 

Competencies:                  1.       Identify and explain major provisions of the Sherman Antitrust Act and the Capper Volstead Act that relate to cooperatives.

2.       Identify activities that marketing cooperatives can and cannot legally perform.

3.       Explain the major provisions of Chapter 499 in the Iowa Code that relate to cooperatives.

 

Unit 6     Cooperative Taxation  (4/21 - 4/28)

 

Topics:         Taxation of Retained Earnings

Taxation of Qualified Allocations

Taxation of Nonqualified Allocations

Taxation of Dividends

521 Cooperative Taxation

 

Readings:     CIR #55, Ch. 9, Financial and Tax Planning

 

Competencies:

 

1.       Explain how the net earnings of an ordinary cooperative are taxed.

2.       Compare and contrast the taxation of a 521 cooperative versus a non-521 cooperative.

3.       Identify the conditions that must be met in order for patronage refunds to be qualified.

4.       Explain the tax implications of cooperative loss allocation.

 

K.      DIRECTOR ASSIGNMENT FRIDAY DUE DATES

 

#1            1/23                                     #4               2/27                              #6            4/17

#2            1/30                                     #5               3/27                              #7            4/24

#3            2/13